Maria Teresa Ramirez

Commercial Underwriter

Maria Teresa Ramirez is a high-level expert, working in Valley Community Bank as a Vp-Sr Credit Analyst and Sba Portfolio Manager since 2014. This person has earned professional experience in more than 12 positions at various companies. Maria Teresa Ramirez went to the Peralta Community College District and received education there. Alameda, California is the city, where this professional was lastly known to be settled. This person's email address and number can be accessed through this website by request.
Name variants:
Mary Ramirez
Last updated Jun 05, 2024

Contact Information

Last Update
Jul 9, 2022
Email
tr**@sbcglobal.net
Location
Alameda, CA

Workplace

Vp-Sr Credit Analyst and Sba Portfolio Manager

Industry

Banking

Work History

Vp-Sr Credit Analyst and Sba Portfolio Manager

Jan 2014 — Oct 2014

Commercial Underwriter

3 Park Pl, Dublin, CA 94588
We believe people come first. As a not-for-profit credit union, we were founded to serve the financial interests of people in our communities. Our members entrust us with their financial hea...
from Oct 2014

Vice President - Govt Loan Administration and Documentation Specialist

Jun 2011 — Jan 2014

Credit Analyst

Responsible for gathering and analyzing credit information for Business and Individual Financial analysis and credit evaluation of all type of loans including Personal loans, Commercial loan...
May 2010 — Jul 2011

Credit Analyst

1951 Webster St, Oakland, CA 94612
Responsible for gathering and analyzing credit information on current and potential borrowers determines the advisability of granting credit for diversified types of loans assists loan of...
Feb 2010 — Apr 2010

Loan Auditor and Quality Control Specialist

1438 Webster St SUITE 100, Oakland, CA 94612
Audit all types of loans to ensure regulations requirements and loan approval conditions are met. Verifies that all file documents are accurate, complete, terms are in order and that all fin...
Jul 2009 — Oct 2009

Assistant Vice President Sba Division

2999 Oak Rd SUITE 210, Walnut Creek, CA 94597
Responsible for gathering and analyzing credit information for Business and Individual Financial analysis and credit evaluation of all SBA & USDA Business and Industry (B&I) loans. Prepares ...
Dec 2007 — Jun 2009

Sba Assistant and Processor

Prepared documentation for SBA Loans from Application process to closing process. Performed Business and Individual Financial analysis and credit evaluation of all types of loans. Responsibl...
May 2006 — Nov 2007

Documentation Specialist

Prepared documentation for Commercial and Consumer loans. Performed variety of duties related to the processing and maintenance of consumer and commercial loans. Performed variety of duties ...
Sep 1997 — Sep 1998

Documentation Specialist

Prepared documentation for Commercial and Consumer loans. Training of loan processing and document processor trainee. Performed variety of duties related to the processing and maintenance of...
Nov 1995 — Sep 1997

Funding Specialist and Quality Control Specialist

Responsible for all phases of the closing process for residential real estate loan to ensure regulations requirements and underwriting conditions are met. Verifies that all file documents ar...
Aug 1988 — Aug 1995

Unit Leader and Supervisor

Audited loan files, prepared loan documents, insuring compliance with governmental regulations. Preparation of loan documents for close of escrow. Supervision and training of document proces...
Jan 1994 — Jul 1994

Occupations

Insurance Agent
Underwriter
Accountant
Credit Analyst
Financial Broker
Portfolio Manager
Philanthrope
Loan Accountant
Investment Analyst
Financial Analyst
Non-Profit

Skills

Credit Analysis
Loans
Sba
Usda
Analysis
Retail Banking
Funding
Internal Audit
Asset Based Lending
Commercial Real Estate
Portfolio Management
Credit Risk
Commercial Mortgages
Loan Origination
Cash Management
Financial Risk
Lines of Credit

FAQs about Maria Teresa Ramirez

What's the profession of Maria Teresa Ramirez?

This professional's job is Commercial Underwriter

What jobs is Maria Teresa Ramirez proficient at at?

Maria is a professional Insurance Agent and Underwriter jobs.

Where is Maria Teresa Ramirez located?

The expert is currently located in Alameda, California.

Does the expert have the email address?

tr**@sbcglobal.net is The professional's email address.

Where did Maria Teresa Ramirez work?

Maria Teresa Ramirez worked at Valley Community Bank, Patelco Credit Union.

Where has Maria Teresa Ramirez studied?

Maria studied at the Peralta Community College District.

What languages does Maria Teresa Ramirez speak?

Maria Teresa Ramirez speaks Tagalog and English.

Are there any special industries Maria Teresa Ramirez works in?

This person works in Banking industry.
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