Ida Wi Ying Lai

Senior Vice President and Credit Administrator

Name variants:
Ida Lai
Last updated Oct 13, 2024

Contact Information

Last Update
Jun 23, 2022
Email
il**@partnersbankca.com, id**@yahoo.com
Location
Irvine, CA

Workplace

Senior Vice President and Credit Administrator

Mission Viejo, CA

Industry

Banking, State Commercial Bank

Work History

Senior Vice President and Credit Administrator

Mission Viejo, CA
Oversee the full range of managerial duties for the loan review, compliance, collections, and credit analysis functions including adherence to policies and practices of the organization and...
from Sep 1, 2011

Vice President and Credit Administrator

949 south Coast Dr, Costa Mesa, CA 92626
Evaluate the Allowance for Loan and Lease Loss (ALLL) and FAS 114 impairment analysis. Perform comparative peer data analysis. Monitor real estate markets where the Bank lends, and provid...
Jul 2009 — Sep 2011

Senior Vice President and Senior Credit Administrator

In charged of the Bank's allowance for loan and lease loss (ALLL) and FAS 114 impairment analysis. Heavily involved with bank’s OCC consent order with emphasis in ALLL, credit concentrations...
Aug 2004 — Jun 2009

Vice President and Credit Administration

Specialized in trade finance and managed international and loan activities. Updated loan policies and procedures. Managed note department.
2001 — 2003

Vice President and Credit Administrator

Approved credit proposals. Wrote, implemented and enforced loan policies and procedures. Introduced underwriting practices by implementing credit analysis, training lending staff; and sup...
1998 — 2000

Occupations

Executive
Senior Vice President
Board Member
Vice President
Real Estate Broker
Licensed Real Estate Broker
Contractor
Chief Executive
Management Team Executive
Operations Manager
Property Manager
Real Estate Manager
Independent Business Owners

Skills

Credit
Loans
Accounting
Analysis
Credit Administration
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