With work experience over 18 years, Fernando Horruitiner is currently working at Apollo Bank as a VP, Credit Team Leader. Fernando received his education from 1994 to 1995 at the Barnett Bank of South Florida. Fernando Horruitiner speaks fluently two languages: English and Spanish. This person can be found in Miami, Florida. To contact Fernando, you can look for their phone or e-mail or get exhaustive information by requesting access to the person's further details.
Name variants:
Fernando Horruitiner
Last updated May 10, 2024
Contact Information
Last Update
Jul 6, 2022
Email
fh**@totalbank.com, fh**@bellsouth.net
Location
Miami, FL
Company
Workplace
Colleagues
Work History
VP, Credit Team Leader
Brickell
Supervise credit analyses performed by a team of Credit Analysts, gathering and analyzing credit information on existing and potential borrowers, correspondent banks, and vendors; determine ...
from Jul 2013
AVP - Senior Credit Analyst
TotalBank: a leading integrated retail-commercial bank in South Florida with more than $2.3 billion in assets and 19 convenient locations throughout Miami-Dade County. TotalBank has served ...
May 2012 — Jul 2013
Vice President, Credit Administration
Brickell Avenue
Merger between cajas in Spain created "Bankia" which works towards a universal banking business model based on multi-brand, multi-channel management, focused on meeting the financial needs o...
Mar 2010 — Mar 2012
Vice-President, Senior Underwriter
Part of newly hired management team to bring growth to this De-novo community bank with $50MM in assets. Responsible for analyzing and reviewing commercial loan requests, making determinati...
Mar 2009 — Jun 2009
Vice-President, Portfolio Manager
Manage a $140MM Commercial Middle Market credit portfolio from Nov '07 monitor risk rating, covenants and reporting of all relationships in portfolio. Ensure adherence to Bank's credit poli...
Jun 2006 — Mar 2009
Assistant Vice-President, Credit Administration Dept
Working in same capacity, Supervise two employees (Loan Portfolio $459MM
Dec 2003 — May 2006
Assistant Vice-President, Credit Administration Manager
Assist Head of Credit in management of the Bank's Credit Activities. Exercise discretionary lending powers to a level of $3MM. Special emphasis on Latin American Exposure. (Loan P...
Aug 2000 — Dec 2003
Assistant Vice-President, Credit Administration Manager
Hire and manage staff of 18 (13 Analysts, 5 Admin. Support). Review analyses and recommend credit structure enhancements. Prepare departmental budget. Respond to regulators', auditors', and...
Jun 1997 — Aug 2000
Senior Credit Analyst
Analyze proposals requiring travel for quick management assessment, Reviewed analyses, processed credit applications, trained junior analysts.
Jun 1996 — Jun 1997
Credit Analyst
Credit Policy Department,
Determine loan feasibility by evaluating borrower's financial condition through cash flow, ratio and trend analysis, along with collateral coverage.
Manage Loan Por...
Jan 1995 — Jun 1996
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Financial Broker
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English
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